Travis Koivula

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Columnist for Victoria Buzz, and financial planner with Island Savings Insurance Services. Keeping it simple for you to understand the best ways to save and spend your money. What financial question do you need answered?

14 basic and brilliant ways to stretch a student budget

On average, Canadian students now graduate with over $26,000 in debt at the end of a four-year degree program.
Back to School

Here are 10 money-saving back to school shopping tips

Where did the time go?!

Here are 9 tips to afford a summer escape

Vacation like an investment advisor.
seniors

“Longevity Effect” one of the biggest risks to financial security

According to reports from market researcher Ipsos and the Canada Revenue Agency, Canadians aren’t saving enough, they’re spending too much and living much longer...

Parents have the will but lack the skill to teach their kids about money,...

November is officially Financial Literacy Month in Canada—and the importance of raising our children to be financially savvy can’t be understated. To that end, Island...
Budget

Three ways to manage your money in the wake of Brexit

Britain’s decision to leave the European Union has thrown the economy into a tailspin: global stocks are all over the place, the pound fell...

Five ways a new baby will change your financial picture

There’s nothing quite like the news of a first child on its way, to make couples start "adulting" when it comes to their money. When...

Celebrate Tax Freedom Day this year by paying less tax

In the next few days the typical island family will start working for themselves and stop paying the government. According to the Fraser Institute’s research,...

Buying your first home in Victoria: still a financial possibility, despite the market

We’ve all been reading the stories for weeks—tales of houses that are selling for tens of thousands of dollars above the listing price before...

Four financial truths all women should plan for

Tuesday, March 8 marks International Women’s Day and putting some time and thought into your financial future is an important way to celebrate. Although the basics of...

Having *that* talk about the future with your partner

Sure, all couples know that saving as a concept is a smart idea—it’s what you’re actually saving for that can be tricky to get...

Don’t let the TFSA rollback faze your planning

Late last year, the new federal government made good on their campaign promise to reduce annual tax-free savings account (TFSA) contribution limits to $5,500....

Up your online shopping savvy before Cyber Monday hits

With the Black Friday shopping weekend now in full swing around Victoria, thousands of holiday shoppers have just gotten into the season—a spending trend...

Having *that* talk with your kids

Talking with your kids about money ranks right up there with the birds and the bees in terms of how uncomfortable things can get. ...

4 questions every Victoria business should ask itself

As Victoria closes out the final week of Small Business Month, there’s no better time to for small business owners around the region to gut-test...